Vinod NKR Posted December 3, 2019 Share Posted December 3, 2019 Please suggest. Jeevan lamb lic okati kaduthunna 23k per year for 16 yrs Inka emaina vunte cheppandi Link to comment Share on other sites More sharing options...
uravis Posted December 4, 2019 Share Posted December 4, 2019 i took something named jeevan mitra . 105000 rs 5.7 k /year premium , 20 years. returns with interest and bonus accumulated. as of now for 6 years 26k undi bonus Link to comment Share on other sites More sharing options...
kanagalakiran Posted December 4, 2019 Share Posted December 4, 2019 See HDFC click 2 wealth Link to comment Share on other sites More sharing options...
Rajesh_NBK Posted December 4, 2019 Share Posted December 4, 2019 24 minutes ago, uravis said: i took something named jeevan mitra . 105000 rs 5.7 k /year premium , 20 years. returns with interest and bonus accumulated. as of now for 6 years 26k undi bonus Monthly 11k ..25 years..1.1-1.2 crores antunnaru Link to comment Share on other sites More sharing options...
uravis Posted December 4, 2019 Share Posted December 4, 2019 2 minutes ago, Rajesh_NBK said: Monthly 11k ..25 years..1.1-1.2 crores antunnaru constant ga pay chesthe better ee anipistundi. but 25 years lo eppudu break chesina only manam pay chesina money matrame istaru Link to comment Share on other sites More sharing options...
Rajesh_NBK Posted December 4, 2019 Share Posted December 4, 2019 3 minutes ago, uravis said: constant ga pay chesthe better ee anipistundi. but 25 years lo eppudu break chesina only manam pay chesina money matrame istaru Bajaj Ulip plan teeskunna..monthly 12k..avg ga 12-14% veskunna 1.5C ala vastadi..1 year aindi 1% return anta..worst ga undi Link to comment Share on other sites More sharing options...
bezawadaking Posted December 4, 2019 Share Posted December 4, 2019 2 hours ago, Rajesh_NBK said: Bajaj Ulip plan teeskunna..monthly 12k..avg ga 12-14% veskunna 1.5C ala vastadi..1 year aindi 1% return anta..worst ga undi 12-14% YoY ante mega high return. Link to comment Share on other sites More sharing options...
Rajesh_NBK Posted December 4, 2019 Share Posted December 4, 2019 57 minutes ago, bezawadaking said: 12-14% YoY ante mega high return. 20 years ki ok kada..12-14% Link to comment Share on other sites More sharing options...
Nandamurian Posted December 4, 2019 Share Posted December 4, 2019 LIC take policy for atleast 10 times of your current salary for long term it should safety purpose not to get returns Link to comment Share on other sites More sharing options...
Naren_EGDT Posted December 5, 2019 Share Posted December 5, 2019 I think Returns Antha sodi just take them for risk coverage, Link to comment Share on other sites More sharing options...
NBK-Dravid Posted December 5, 2019 Share Posted December 5, 2019 Insurance policies lo returns expect cheyadam waste.. Risk coverage ki enta kavalo antha tesukoni.. Invest in some other where. SIPs are best.. Safe side ithe PPF Link to comment Share on other sites More sharing options...
BalayyaTarak Posted December 5, 2019 Share Posted December 5, 2019 Returns kosam aithe better explore other options not insurance Insurance aithe better go for term insurance with less premium and long duration with high risk cover Link to comment Share on other sites More sharing options...
fan no 1 Posted December 5, 2019 Share Posted December 5, 2019 I agree Insurance is for risk only. Link to comment Share on other sites More sharing options...
NBK NTR Posted January 16, 2020 Share Posted January 16, 2020 On 12/4/2019 at 5:46 PM, Rajesh_NBK said: Bajaj Ulip plan teeskunna..monthly 12k..avg ga 12-14% veskunna 1.5C ala vastadi..1 year aindi 1% return anta..worst ga undi Bajaj Allianz LIC na ?? 1 year ki check cheste alane anipistundi........Wait for couple of years and see the result Link to comment Share on other sites More sharing options...
SUDIGADU Posted January 17, 2020 Share Posted January 17, 2020 For risk cover prefer term plans ex. I am paying TATA AIA 1cr cover for 36500 ra per year for just 5 years ..I am covered till 60 yrs ....for investment prefer SIP s Link to comment Share on other sites More sharing options...
Ntrforever Posted January 17, 2020 Share Posted January 17, 2020 10 hours ago, SUDIGADU said: For risk cover prefer term plans ex. I am paying TATA AIA 1cr cover for 36500 ra per year for just 5 years ..I am covered till 60 yrs ....for investment prefer SIP s I think it covers your risk until 75yrs? Link to comment Share on other sites More sharing options...
Nfan from 1982 Posted January 17, 2020 Share Posted January 17, 2020 2 hours ago, Ntrforever said: I think it covers your risk until 75yrs? It’s our choice. More age coverage calls for more premium Link to comment Share on other sites More sharing options...
Siddhugwotham Posted January 17, 2020 Share Posted January 17, 2020 TATA AIA is the best for guaranteed and better returns.... 93% claim settlement ratio... Link to comment Share on other sites More sharing options...
RamaSiddhu J Posted January 18, 2020 Share Posted January 18, 2020 ICICI PRUDENTIAL TERM PLAN YEARLY PREMIUM: 53900 TERM: 7 YEERS COVERAGE: UPTO 70 YEARS CLAIM AFTER DEATH: 2 CR RETURN: ZERO Link to comment Share on other sites More sharing options...
Ispate Raju Posted January 18, 2020 Share Posted January 18, 2020 poyaka vasthe enti sasthe enti, bathiki undagaane return vache policy best. Same policy risk ki kuda cover ayyithadhi. Ee rojullo safe investment ante FDs and LIC policies ey.. some policies offers health coverage too. Link to comment Share on other sites More sharing options...
Mahen_Nfan Posted January 18, 2020 Share Posted January 18, 2020 9 hours ago, Ispate Raju said: poyaka vasthe enti sasthe enti, bathiki undagaane return vache policy best. Same policy risk ki kuda cover ayyithadhi. Ee rojullo safe investment ante FDs and LIC policies ey.. some policies offers health coverage too. Brathikundaga return vache investments chala untay bro...but manam poyaka vastene kada mana family sustain avagaru. btw, if u calculate return on investment on LIC normal policies, they are worst Link to comment Share on other sites More sharing options...
Taraka Mantram Posted January 19, 2020 Share Posted January 19, 2020 My 2c .. look at whole life insurance.. Term Life will be obsolete if you cross 60 and all that you paid along will not have any value unless something happens... Link to comment Share on other sites More sharing options...
NBK NTR Posted January 28, 2020 Share Posted January 28, 2020 On 1/18/2020 at 12:27 PM, RamaSiddhu J said: ICICI PRUDENTIAL TERM PLAN YEARLY PREMIUM: 53900 TERM: 7 YEERS COVERAGE: UPTO 70 YEARS CLAIM AFTER DEATH: 2 CR RETURN: ZERO HDFC Life lo Return of Premium undi After 70 years, the premium amount will be credited to customer with taxable charges Link to comment Share on other sites More sharing options...
NBK NTR Posted January 28, 2020 Share Posted January 28, 2020 On 1/19/2020 at 7:30 AM, Taraka Mantram said: My 2c .. look at whole life insurance.. Term Life will be obsolete if you cross 60 and all that you paid along will not have any value unless something happens... I agree....Unna term policies lo naaku telisi HDFC Life lo Return of Premium aney option undi After 70 years, the premium amount will be credited to customer with taxable charges People go for term insurance for security purpose of their family..... Sales vaalu policy ammatam kosam kuda idhi cheptharu "Salaried person ki emaina ayithe then there will be no one who can take care of their family financially" and its agreed upto some extent Link to comment Share on other sites More sharing options...
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