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Need Help Regarding House Loan


paruchuriphani

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Nenu Hyderabad lo full cash ichi Land owner Share lo oka Flat konnanu. Registration kuda ayipoyindi.

Naaku ippudu bank loan kavali. Loan agent ni adigite Loan ivvatam kudaradu antunnadu...

Naa Flat 10th Floor . ippudu 7th Floor slab ayindi.

After 10th Floor slab loan tisukovacha leda. occupancy certificate ravalsindena...

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  • paruchuriphani changed the title to Need Help Regarding House Loan
1 hour ago, paruchuriphani said:

Nenu Hyderabad lo full cash ichi Land owner Share lo oka Flat konnanu. Registration kuda ayipoyindi.

Naaku ippudu bank loan kavali. Loan agent ni adigite Loan ivvatam kudaradu antunnadu...

Naa Flat 10th Floor . ippudu 7th Floor slab ayindi.

After 10th Floor slab loan tisukovacha leda. occupancy certificate ravalsindena...

Registration ki mundu kada theesukunedi, u mean house thakattu petti loan or house kosam loan? 

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7 hours ago, paruchuriphani said:

Nenu Hyderabad lo full cash ichi Land owner Share lo oka Flat konnanu. Registration kuda ayipoyindi.

Naaku ippudu bank loan kavali. Loan agent ni adigite Loan ivvatam kudaradu antunnadu...

Naa Flat 10th Floor . ippudu 7th Floor slab ayindi.

After 10th Floor slab loan tisukovacha leda. occupancy certificate ravalsindena...

registration aipoina intiki home loan ela istaru...

okavela ichina adhi mee name paina enduku istaru direct builder name paina emo kadha ichedi....

meeku loan kavalante personal loan ki velladame..

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23 minutes ago, paruchuriphani said:

House konetappudu oka 10lks taggite personal loan tisukunna. Daniki intrest ekkuva kada. Clear cheseddam ani 

p.loan interest 10.5 yega

home loan 8.7 unnattu undi...

so risk not worthy....

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39 minutes ago, paruchuriphani said:

House konetappudu oka 10lks taggite personal loan tisukunna. Daniki intrest ekkuva kada. Clear cheseddam ani 

Not possible now. Home improvement/ mortgage are only possible post  completion. 

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if you are looking for normal house loan, not possible.  you can get mortage topup loan citing you need to do interiors etc..  but interest will be high and sometimes personal loan is better than that. 

also idedo ultra rich thread la undi, antha cash kotti flat konnav :blink: . this is best thing you did by not taking loan.  from personal experience i figured out  we should only buy flat if we have 50-60% cash and only 50-40% loan or full cash.  its better to stay in rented place than taking full loan from blood suckers. 

 

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19 minutes ago, uravis said:

homeloan even hitting 9.5 for me :crying: , aa lavdalo flexibility.  

Interest rate change ki request cheyyandi... Easy ga min 0.6% to 1% thaggochu based on no late payments  N cibil score.... Ee bank nakos adige daka chepparu ivi... 

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6 hours ago, paruchuriphani said:

House konetappudu oka 10lks taggite personal loan tisukunna. Daniki intrest ekkuva kada. Clear cheseddam ani 

hehe wait sometime and apply top up set aypoddi. 6months untundi cooling period

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26 minutes ago, akhil ch said:

hehe wait sometime and apply top up set aypoddi. 6months untundi cooling period

10th floor nundi 14th floor kattadaaniki 6months chalademo uncle...

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5 hours ago, NBK-Dravid said:

You can take housing loan no need of mortgage or personal loan. I already sent details to you in DM.

Just for my knowledge, is it legally possible to take a fresh home loan ? If yes, can you share the process / steps/ links ?

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1 minute ago, sandeeps said:

Just for my knowledge, is it legally possible to take a fresh home loan ? If yes, can you share the process / steps/ links ?

ippatike sagam blore konesaav...inkaa enni kontav uncle?

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3 hours ago, sandeeps said:

Just for my knowledge, is it legally possible to take a fresh home loan ? If yes, can you share the process / steps/ links ?

Yes. Housing loan can be given to 1. ready built house or flat. 

2. For construction purpose on already owned land. 

3. Site purchase cum construction purpose. 

4. Expanding of existing house like increasing sqft or additional floor, or creation of amenities. 

Ee case lo creation of amenities kinda tesukovachu. Only for structure sale deed register ayindi migata interior construction ki loan kavali ani apply cheyachu. We can write unregistered agreement with builder or anyone. Basing on that agreement valuation will be done and loan will be sanctioned 

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