Bleed_Blue Posted October 6, 2015 Share Posted October 6, 2015 pataas lo 801 bandi laga....ikkada hospital lo emergency room Link to comment Share on other sites More sharing options...
Dr.Koneru Posted October 6, 2015 Share Posted October 6, 2015 Alus antey bangaaladumpa ani Link to comment Share on other sites More sharing options...
Guest Urban Legend Posted October 6, 2015 Share Posted October 6, 2015 na health condition ki nenu asalu e USA lo adugu pettakapovatam better emo :run_dog: Link to comment Share on other sites More sharing options...
HelloNTR Posted October 6, 2015 Share Posted October 6, 2015 ma frnd cricket aadtu cheyyi jragottukunnadu kinda padi...42000$aindi.. but univ ins covered well veedu 200 oo emo kattadu anthe.. monthly 100$ kattichkunevadu univ lo.. manchi ins lekapote asssam us lo Link to comment Share on other sites More sharing options...
Peter Griffin Posted October 6, 2015 Share Posted October 6, 2015 Orini neekem ayindi? US hospitals sucks...medical bills...bouble sucks.... Daggu vachindi ani hospital ki pothe steroids raasaru....$450 bill vesaru...copay additional...... kidney stones US vachina 5th day. Link to comment Share on other sites More sharing options...
Peter Griffin Posted October 6, 2015 Share Posted October 6, 2015 janalni nakinchandra ante.....eh donga na hospitals mundu vuntai.....are...gattiga 1 hr hospital vunna daanike 3k 10gi pamparu :bemmi nettina chengu gif : Link to comment Share on other sites More sharing options...
karthik_n Posted October 6, 2015 Share Posted October 6, 2015 na health condition ki nenu asalu e USA lo adugu pettakapovatam better emo :run_dog: UL bro..em condition..serious ayithey cheppoddu Link to comment Share on other sites More sharing options...
Bezawada_Lion Posted October 6, 2015 Share Posted October 6, 2015 F1 Students....Kakkurthi padi health insurance maatram eggottoddu....University vaadu provide chestadu adi kachitanga konandi....cheap and best adi....oka vela konni konni cover avvakapoina Uni tarapuna edo okati cheyochu....atleast there will be people to talk on your behalf like International office in Uni..... FYI...Most universities OPT time lo kooda sponsor chestai health insurance....teesukondi...adigi maree....Konni konni plans aithe you can even continue after graduation and change of status for same price..... appude vachina utsahamlo manam usual ga haddulu daatutham...we never know what would happen....Health insurance laanti minimum jagrattalu maatram kachitanga teesukondi.... Link to comment Share on other sites More sharing options...
crazyfanofnbk Posted October 7, 2015 Share Posted October 7, 2015 F1 Students....Kakkurthi padi health insurance maatram eggottoddu....University vaadu provide chestadu adi kachitanga konandi....cheap and best adi....oka vela konni konni cover avvakapoina Uni tarapuna edo okati cheyochu....atleast there will be people to talk on your behalf like International office in Uni..... FYI...Most universities OPT time lo kooda sponsor chestai health insurance....teesukondi...adigi maree....Konni konni plans aithe you can even continue after graduation and change of status for same price..... appude vachina utsahamlo manam usual ga haddulu daatutham...we never know what would happen....Health insurance laanti minimum jagrattalu maatram kachitanga teesukondi.... anayi univ lo kakunda bayata insurance tisukunte anni benifits varthisthaya???? na frnds bayata tiskunaru thats y asking Link to comment Share on other sites More sharing options...
Bezawada_Lion Posted October 7, 2015 Share Posted October 7, 2015 anayi univ lo kakunda bayata insurance tisukunte anni benifits varthisthaya???? na frnds bayata tiskunaru thats y asking Ekkadaina depends on plan type.....usual ga bayata aithe dabbulu pettekoddi manchi plans vuntai....Uni lo aithe manchi plans at cheaper rates vastai......students andhariki at flat rates..... Insurance plans lo co-insurance, deductibles and out of pocket anevi important.....regular ga health issues valla hospitals visit chese vaallu co pay kooda drusti lo Pettukovaali.... A good plan is one with OfCourse lower monthly premium, lower deductible, higher co- insurance and lower max out of pocket value. In simpler words, For example, let Mr.A(Insured) buys a plan from Company X(Insurer) and Mr.A visited hospital and was admitted and got a bill of $50,000. Lets assume Insured's plan is 1500 Deductible, 80% Co-Insurance, $10,000 out of pocket per year and $50 Copay for office visit, $200 copay for room services and $20 copay for pharmacy. Now....regard less of anything, Mr.A has to pay first 1500 deductible. Only after that the company starts paying Co-Insurance of 80%....until the total amount that he pays from his pocket which is $10,000. That means, Mr.A supposed to pay $200 for admitting(copay) + 1500(deductible) + 20% of remaining $48,500 which is $9,700. Total of $11,400. This is when Out of Pocket comes into picture.....anything after $10,000 will be paid by Insurer in that year .... So....in this example, Mr.A will only pay a maximum of $10,000 in that year..... Co-pay ante doctor ni visit chesina pratee saari $50 kattali, or admit ayina pratee saari $200 kattali, pharmacy drugs lo konna pratee saari $20 kattali.....(pharmacy drugs lo anni cover avvavu mostly....so manam ekkuva kattalsi vastadi depends on that drugs value.....but most pharmacies give discounts for insurer's company).....All the copays add towards Max out of pocket in that year..... In-network and out-network ani vuntai....ante aa insurance company cover chese areas and hospitals and doctors ni in-network ani cover cheyani areas ni out- network ani antaaru...in-network ki oka price and out-network ki oka price vuntadi....in that same plan.... Most companies doesnt pay for labs like scans, tests etc....cosmetic surgeries kooda excluded.....maternity kooda cover cheyavu chaala plans.... So....usual ga manchi plan ante oka $200 to $300 per month range lo $0 to $500 deductible, 80% to 100% copay, 5000 max out of pocket and $0 copay aithe manchi plan..... Plans depends on places we live, age, habits, medical history etc etc.... Plans kosam online lo vetiketappudu SSN adigithe ivvoddu..... Internet lo entha vetikithe antha manchi plans dorukutai..... Hope it helps.....ilanti vishayaalu entha knowledge penchukunte antha manchidi F1 students..... Link to comment Share on other sites More sharing options...
crazyfanofnbk Posted October 7, 2015 Share Posted October 7, 2015 @Bezawada_Lion, thnx uncle Link to comment Share on other sites More sharing options...
Bob Marley Posted October 7, 2015 Author Share Posted October 7, 2015 Ekkadaina depends on plan type.....usual ga bayata aithe dabbulu pettekoddi manchi plans vuntai....Uni lo aithe manchi plans at cheaper rates vastai......students andhariki at flat rates..... Insurance plans lo co-insurance, deductibles and out of pocket anevi important.....regular ga health issues valla hospitals visit chese vaallu co pay kooda drusti lo Pettukovaali.... A good plan is one with OfCourse lower monthly premium, lower deductible, higher co- insurance and lower max out of pocket value. In simpler words, For example, let Mr.A(Insured) buys a plan from Company X(Insurer) and Mr.A visited hospital and was admitted and got a bill of $50,000. Lets assume Insured's plan is 1500 Deductible, 80% Co-Insurance, $10,000 out of pocket per year and $50 Copay for office visit, $200 copay for room services and $20 copay for pharmacy. Now....regard less of anything, Mr.A has to pay first 1500 deductible. Only after that the company starts paying Co-Insurance of 80%....until the total amount that he pays from his pocket which is $10,000. That means, Mr.A supposed to pay $200 for admitting(copay) + 1500(deductible) + 20% of remaining $48,500 which is $9,700. Total of $11,400. This is when Out of Pocket comes into picture.....anything after $10,000 will be paid by Insurer in that year .... So....in this example, Mr.A will only pay a maximum of $10,000 in that year..... Co-pay ante doctor ni visit chesina pratee saari $50 kattali, or admit ayina pratee saari $200 kattali, pharmacy drugs lo konna pratee saari $20 kattali.....(pharmacy drugs lo anni cover avvavu mostly....so manam ekkuva kattalsi vastadi depends on that drugs value.....but most pharmacies give discounts for insurer's company).....All the copays add towards Max out of pocket in that year..... In-network and out-network ani vuntai....ante aa insurance company cover chese areas and hospitals and doctors ni in-network ani cover cheyani areas ni out- network ani antaaru...in-network ki oka price and out-network ki oka price vuntadi....in that same plan.... Most companies doesnt pay for labs like scans, tests etc....cosmetic surgeries kooda excluded.....maternity kooda cover cheyavu chaala plans.... So....usual ga manchi plan ante oka $200 to $300 per month range lo $0 to $500 deductible, 80% to 100% copay, 5000 max out of pocket and $0 copay aithe manchi plan..... Plans depends on places we live, age, habits, medical history etc etc.... Plans kosam online lo vetiketappudu SSN adigithe ivvoddu..... Internet lo entha vetikithe antha manchi plans dorukutai..... Hope it helps.....ilanti vishayaalu entha knowledge penchukunte antha manchidi F1 students..... Thanks bro..valuable info.. Link to comment Share on other sites More sharing options...
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