Yes. Housing loan can be given to 1. ready built house or flat.
2. For construction purpose on already owned land.
3. Site purchase cum construction purpose.
4. Expanding of existing house like increasing sqft or additional floor, or creation of amenities.
Ee case lo creation of amenities kinda tesukovachu. Only for structure sale deed register ayindi migata interior construction ki loan kavali ani apply cheyachu. We can write unregistered agreement with builder or anyone. Basing on that agreement valuation will be done and loan will be sanctioned