KING007 Posted January 2, 2018 Share Posted January 2, 2018 ఆ ఖాతాల నుంచి.. ఎస్‌బీఐ వసూలు చేసిన ఛార్జీలు రూ.1771కోట్లు హైదరాబాద్‌: ప్రతి ఒక్కరి బ్యాంకు ఖాతాలో కనీస నగదు నిల్వ (మినిమమ్‌ బ్యాలెన్స్‌) ఉండాలి. అలా లేకపోతే ఏ బ్యాంకు అయినా కచ్చితంగా రుసుములు వసూలు చేస్తుంది. అలా కనీస నగదు నిల్వలేని ఖాతాలపై అపరాధ రుసుము విధించడం ద్వారా ప్రభుత్వ రంగ స్టేట్‌ బ్యాంకు ఆఫ్‌ ఇండియా(ఎస్‌బీఐ)కు రూ.1771కోట్లు వచ్చాయి. 2017 ఏప్రిల్‌-నవంబరు మధ్య ఆయా ఖాతాల నుంచి ఎస్‌బీఐ ఈ ఛార్జీలను వసూలు చేసిందని నివేదికల ద్వారా వెల్లడైంది. జులై-సెప్టెంబరు త్రైమాసికానికి బ్యాంకు నికర లాభం రూ.1,581.55 కోట్ల కన్నా ఇది ఎక్కువ కాగా, ఏప్రిల్‌-సెప్టెంబరు మధ్య వచ్చిన నికరలాభం రూ.3,586 కోట్లలో సగం రుసుముల ద్వారా వచ్చినట్లైంది. 2016-17 ఆర్థిక సంవత్సరంలో కనీస నగదు నిల్వపై ఎస్‌బీఐ ఎలాంటి ఛార్జీలను వసూలు చేయలేదు. దాదాపు ఐదేళ్ల విరామం తర్వాత ప్రస్తుత ఆర్థిక సంవత్సరంలో ఛార్జీలను వసూలు చేయాలని ఎస్‌బీఐ నిర్ణయించింది. ఎస్‌బీఐలో మొత్తం 42కోట్ల పొదుపు ఖాతాలు ఉండగా, అందులో 13కోట్లు సాధారణ పొదుపు ఖాతాలు, ప్రధానమంత్రి జన్‌ధన్‌ యోజన ఖాతాలే కావడం గమనార్హం. అయితే వీటిపై ఎలాంటి ఛార్జీలను ఎస్‌బీఐ వసూలు చేయలేదు. కొత్త సంవత్సర కానుకగా సోమవారం ఎస్‌బీఐ 30 బేసిస్‌ పాయింట్లను తగ్గించిన సంగతి తెలిసిందే. దీని వల్ల వడ్డీరేటు బీపీఎల్‌ఆర్‌ విధానంలో కొనసాగుతున్న 80లక్షల మంది రుణ గ్రహీతలకు కొంత భారం తగ్గనుంది. Link to comment Share on other sites More sharing options...
uravis Posted January 2, 2018 Share Posted January 2, 2018 ee amount antha malaya lanti batch ki discount istaru emo Link to comment Share on other sites More sharing options...
KaNTRhi Posted January 2, 2018 Share Posted January 2, 2018 Asalu accounts close chesthe ee gola undadu.. ee money antha thisukelli Businessman’s ki istharu.. vallu emo IP pedathadu.. madhyalo janalu buffons Link to comment Share on other sites More sharing options...
Raaz@NBK Posted January 2, 2018 Share Posted January 2, 2018 24 minutes ago, KaNTRhi said: Asalu accounts close chesthe ee gola undadu.. ee money antha thisukelli Businessman’s ki istharu.. vallu emo IP pedathadu.. madhyalo janalu buffons Link to comment Share on other sites More sharing options...
katti Posted January 2, 2018 Share Posted January 2, 2018 4 hours ago, KaNTRhi said: Asalu accounts close chesthe ee gola undadu.. ee money antha thisukelli Businessman’s ki istharu.. vallu emo IP pedathadu.. madhyalo janalu buffons money intlo pettukolemu kadha bro... janalaki free antu accounts alavatu chesaru... ippudu vallaki telusu... janalu ekkadaki porani Link to comment Share on other sites More sharing options...
Guest Urban Legend Posted January 2, 2018 Share Posted January 2, 2018 6 hours ago, KaNTRhi said: Asalu accounts close chesthe ee gola undadu.. ee money antha thisukelli Businessman’s ki istharu.. vallu emo IP pedathadu.. madhyalo janalu buffons intlo vi 2 accounts close chepincha sbi vi Link to comment Share on other sites More sharing options...
nbk@myHeart Posted January 2, 2018 Share Posted January 2, 2018 Account lo balance lekundaa asalu transactions emee cheyyani accounts automatic ga close chesthaara? Or will they add these charges as debt and continue the Account? Link to comment Share on other sites More sharing options...
chanti149 Posted January 2, 2018 Share Posted January 2, 2018 35 minutes ago, nbk@myHeart said: Account lo balance lekundaa asalu transactions emee cheyyani accounts automatic ga close chesthaara? Or will they add these charges as debt and continue the Account? Link to comment Share on other sites More sharing options...
Bob Marley Posted January 2, 2018 Share Posted January 2, 2018 2 hours ago, chanti149 said: Link to comment Share on other sites More sharing options...
minion Posted January 2, 2018 Share Posted January 2, 2018 3 hours ago, nbk@myHeart said: Account lo balance lekundaa asalu transactions emee cheyyani accounts automatic ga close chesthaara? Or will they add these charges as debt and continue the Account? good question. Minimum balance entha? There are no free accounts without minimum balance requirements like students, direct deposit etc? Banks minimum balance lekapothe charge cheyyatam uncommon kadu kani ... min balance ekkuva undi ee charges avoid cheyyataniki vere options lekapothe kastam (like some transactions per month, direct deposit, student/elderly accounts lantivi). But kotha bichagadu type ... banks dorikina chotantha charge cheshunnattu unnaru. Link to comment Share on other sites More sharing options...
NatuGadu Posted January 3, 2018 Share Posted January 3, 2018 Kotak mahindra account vundedhi... close cheyyalani velthee half day lengthy procedure... f***offf anukoni cheyyala 8 years gaa inkaa charges vesthunee vunnadu ... ippudu - 50k ayyindhi... as per policy 3 years taravatha stop cheyyali Citibank good... -ve balance loki vellina closed account after 2 years as per policy Link to comment Share on other sites More sharing options...
minion Posted January 3, 2018 Share Posted January 3, 2018 8 minutes ago, NatuGadu said: Kotak mahindra account vundedhi... close cheyyalani velthee half day lengthy procedure... f***offf anukoni cheyyala 8 years gaa inkaa charges vesthunee vunnadu ... ippudu - 50k ayyindhi... as per policy 3 years taravatha stop cheyyali Citibank good... -ve balance loki vellina closed account after 2 years as per policy 50K charges aa What happens if you don't pay? Let me guess ... they'll report to the credit agency ... They're learning fast from their masters ... this is just the beginning ... unfortunately ... you see, people like us know what we borrow and what we owe ... we never shied away from our obligations ... its unfortunate ... You got to play the game ... paying is a suckers game ... Just borrow baby ... Link to comment Share on other sites More sharing options...
KaNTRhi Posted January 3, 2018 Share Posted January 3, 2018 5 hours ago, nbk@myHeart said: Account lo balance lekundaa asalu transactions emee cheyyani accounts automatic ga close chesthaara? Or will they add these charges as debt and continue the Account? Simple.. future lo eppudaina money vasthe mee account lo ki.. first they will deduct that amount n migilindi unchutharu Link to comment Share on other sites More sharing options...
KaNTRhi Posted January 3, 2018 Share Posted January 3, 2018 1 hour ago, NatuGadu said: Kotak mahindra account vundedhi... close cheyyalani velthee half day lengthy procedure... f***offf anukoni cheyyala 8 years gaa inkaa charges vesthunee vunnadu ... ippudu - 50k ayyindhi... as per policy 3 years taravatha stop cheyyali Citibank good... -ve balance loki vellina closed account after 2 years as per policy -50 k naa ? Link to comment Share on other sites More sharing options...
NatuGadu Posted January 3, 2018 Share Posted January 3, 2018 1 hour ago, minion said: 50K charges aa What happens if you don't pay? Let me guess ... they'll report to the credit agency ... They're learning fast from their masters ... this is just the beginning ... unfortunately ... you see, people like us know what we borrow and what we owe ... we never shied away from our obligations ... its unfortunate ... You got to play the game ... paying is a suckers game ... Just borrow baby ... They can't do any thing legally. Credit agency is only for credit accounts like loans credit card... not for bank accounts... But many people don't know this fact. Bank employees also tell lies to customers that they will file police complaint. Link to comment Share on other sites More sharing options...
NatuGadu Posted January 3, 2018 Share Posted January 3, 2018 8 minutes ago, KaNTRhi said: -50 k naa ? 10 years gaa montly Link to comment Share on other sites More sharing options...
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